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Lifestyle Calculators

Buying vs. Leasing Auto

Leasing is one method of acquiring a new auto. Although lease payments may seem attractive at times, it may not always be the best financial decision when compared with purchasing the vehicle. Use the following calculator to help analyze the decision of whether to buy or lease.

Comparing Mortgage Terms

Different mortgage terms and rates can make selecting a mortgage confusing. Use this calculator to help determine the total cost of various mortgage alternatives taking into account the opportunity cost of your money.

What is my Current Cash Flow?

Businesses generate a "sources and uses of cash" statement to evaluate their income and expenses and to check profitability. Similarly, a cash flow statement can help you evaluate your personal income and expenses and see if you are operating "in the red" or "in the black" each month.

Paying Off Debt vs. Investing

When you receive some extra money it may be difficult to determine whether you should invest the funds or use them to pay debt. One financial theory suggests that if your after-tax return on investments is greater than the after-tax cost of your debt, you should invest. Use this calculator to help analyze a hypothetical situation.

Credit Card Repayment

Although Americans have reduced their personal debt levels in recent years, some credit card balances remain high. Additional monthly payments may make a difference and accelerate the payoff of your outstanding credit card debt.

Historical Inflation

If consumer prices rise and your income does not your standard of living may suffer. Use this calculator to understand how historical inflation has impacted dollars' purchasing power over the years.

How Much Home Can I Afford?

When buying a home, mortgage lenders may look your income, assets, and down payment. They also may look at your liabilities and obligations, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating. Use this calculator to help estimate how much of a mortgage you may be able to obtain.

Refinancing Your Mortgage

Does refinancing make sense for you?

Use this calculator to help analyze your situation.

Bi-Weekly Payments

There is a way to potentially accelerate your mortgage payoff using a method called Bi-Weekly Mortgage Payments. This program is implemented by dividing your monthly mortgage payment in half and paying it every other week. Use this calculator to compare hypothetical pay-off schedules.

​Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment, tax, or legal advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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